Loan programs for first-time home buyers can make the process easier, especially if you’ve had credit issues or found it hard to save up a big down payment. The Texas Department of Housing and.
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FHA Mortgage in Texas. This is a first time home loan program that’s actually available to anyone. The down payment is only 3.5% and is more forgiving of lower credit scores. The interest rates are not as attractive as conventional but qualifying for the loan isn’t as tough either.
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Home Equity Loans How can you leverage the equity you’ve built up in your home? With a Home Equity Loan from Bank of Texas, you may qualify to borrow between $5,000 and $400,000.
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